Paybacker charges a flat subscription and takes nothing out of the money you get back, at any tier. Services that work on a percentage commonly take 25% to 35% of a recovery. Start free, and pay only when you want the limits lifted.
No card for Free·Cancel anytime·0% success fee, ever·Your data stays in the UK
Two things people ask us for that are not a bigger version of Pro: cover for everyone in the house, and a one-off pack for the dispute that needs escalating.
Escalation packs are sold from inside the dispute they apply to, so we can bundle the right evidence. The price is the same £14.99 on every plan including Free, and no plan includes them.
Switch the toggle above to Yearly to take the annual price. You can still cancel at any time, and the success fee is 0% either way.
No success fee. Ever. Services that work on a percentage commonly take between a quarter and a third of whatever you recover. For scale, the FCA caps what a claims-management company may charge on smaller consumer-credit claims at 30% plus VAT. Paybacker is a flat monthly subscription, so every penny you get back stays in your pocket.
It also keeps the incentives clean. We are paid the same whether your case is worth £40 or £4,000, so nothing in the product has a reason to push you toward the big claim over the right one.
If you join on Essential (£4.99) or Pro (£9.99), that price is guaranteed for as long as you stay subscribed — even after we raise prices for new customers. Cancel and resubscribe later, you go to the then-current price.
Flat subscription revenue, and nothing else. We are deliberately small and deliberately cheap — we’d rather grow slowly and keep the incentives clean than take a percentage of your recovery, because that arrangement quietly stops being on your side.
Essential is £4.99 a month, which comes to £59.88 over a year, against £44.99 paid annually. That is £14.89 back, or about 25% off. Pro is £9.99 a month, which comes to £119.88 over a year, against £94.99 paid annually. That is £24.89 back, or about 21% off. Identical features either way, and the success fee is 0% either way.
We use Yapily (FCA-authorised) for read-only bank sync. We never see your password. We never initiate payments. Full audit log in Settings → Connected accounts. ICO registered, UK-based, GDPR compliant.
Yes — one click, no "are you sure" theatre, no 30-day notice. You keep access until the end of your current month.
Then it does not, and we will not pretend otherwise. Outcomes depend on the facts, the evidence and the company, and we make no promise about any of them. When a dispute isn’t resolved, we provide next-step guidance (Ombudsman, CMA, small-claims) and all the evidence logged. You never pay per-dispute.
Free forever tier. Essential £44.99 a year, Pro £94.99 a year. Whatever comes back is yours, at every tier.
No card. Cancel anytime. Your data stays in the UK.