Start free for occasional disputes. Pay £4.99/mo when you want unlimited letters and bank sync. £9.99/mo for the full sweep across every account. No tier ever charges a success fee on your refund.
No card for Free·Cancel anytime·0% success fee, ever·Your data stays in the UK
No success fee. Ever. Compare to claims-management companies (25–35% cut, capped by the FCA at 30% + VAT for consumer-credit claims) and contingency-fee solicitors (25% + VAT, or £200–400/hr private-client rates). Paybacker is a flat monthly subscription — every penny we recover stays in your pocket.
If you join on Essential (£4.99) or Pro (£9.99), that price is guaranteed for as long as you stay subscribed — even after we raise prices for new customers. Cancel and resubscribe later, you go to the then-current price.
Flat subscription revenue. We’re deliberately small and deliberately cheap — we’d rather grow slowly and keep the incentives clean than take 25% of your refund like everyone else.
We use Yapily (FCA-authorised) for read-only bank sync. We never see your password. We never initiate payments. Full audit log in Settings → Connected accounts. ICO registered, UK-based, GDPR compliant.
Yes — one click, no "are you sure" theatre, no 30-day notice. You keep access until the end of your current month.
Most letters do succeed. When they don’t, we provide next-step guidance (Ombudsman, CMA, small-claims) and all the evidence logged. You never pay per-dispute.
Free forever tier. Paid plans from £4.99/mo. Keep 100% of your refunds, every tier.
No card. Cancel anytime. Your data stays in the UK.