Compare mortgage deals and save thousands
Your mortgage is your biggest monthly expense. When your fixed rate ends, your lender moves you to the standard variable rate (SVR) which is typically 2-3% higher. That can mean hundreds more per month. Paybacker detects mortgage payments in your bank transactions and alerts you before your fixed rate expires.
£3,000
Average yearly saving
4-8 weeks
Typical switch time
4
Deals to compare
Top mortgages deals
Start 6 months early
You can lock in a new mortgage rate up to 6 months before your current deal ends. This protects you if rates rise. Most brokers on this page are fee-free.
Get personalised mortgages recommendations
Connect your bank account and Paybacker will analyse your actual bills, alert you before contracts renew, and show you the best deals based on what you really pay.
Affiliate disclosure: Some links on this page are affiliate links. If you switch through one of these links, we may receive a commission from the provider at no extra cost to you. This helps us keep Paybacker free for basic use. We only recommend providers we believe offer genuine value.