Compare mortgage deals and save thousands

Your mortgage is your biggest monthly expense. When your fixed rate ends, your lender moves you to the standard variable rate (SVR) which is typically 2-3% higher. That can mean hundreds more per month. Paybacker detects mortgage payments in your bank transactions and alerts you before your fixed rate expires.

£3,000
Average yearly saving
4-8 weeks
Typical switch time
4
Deals to compare

Top mortgages deals

Habito

Free online broker — 90+ lenders

Save up to £3,000/yrView deal

MoneySuperMarket

Compare 50+ lenders

Compare ratesView deal

London & Country

UK largest fee-free broker

Fee-free adviceView deal

Maze Mortgages

Cashback on your mortgage

Up to £3,700 cashbackView deal
Important: Your home may be repossessed if you do not keep up repayments on your mortgage.

Start 6 months early

You can lock in a new mortgage rate up to 6 months before your current deal ends. This protects you if rates rise. Most brokers on this page are fee-free.

Get personalised mortgages recommendations

Connect your bank account and Paybacker will analyse your actual bills, alert you before contracts renew, and show you the best deals based on what you really pay.

Free to start Bank-level security Renewal alerts at 30, 14, 7 days
Create free account
Affiliate disclosure: Some links on this page are affiliate links. If you switch through one of these links, we may receive a commission from the provider at no extra cost to you. This helps us keep Paybacker free for basic use. We only recommend providers we believe offer genuine value.