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Compare loan deals and reduce your interest rate

If you have existing loans or credit card debt, you may be paying more interest than you need to. Consolidating multiple debts into a single lower-rate loan can save hundreds per year. Paybacker analyses your bank transactions to identify expensive borrowing and suggests better alternatives.

£500

Average yearly saving

1-7 days

Typical switch time

Deals to compare

Top loans deals

Freedom Finance

Compare 30+ lenders from 3.3% APR

Lower your rate

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AA Loans

Personal loans from 7.9% APR

£50 on completion

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MoneySuperMarket

Compare and consolidate

Compare APRs

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Compare the Market

Multiple lenders

Reduce payments

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Loan.co.uk

Secured loans - consolidate

Up to £300 cashback

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Important: Think carefully before securing other debts against your home. If you are thinking of consolidating existing borrowing, you may be extending the terms of the debt and increasing the total amount you repay.

Check your eligibility first

Use eligibility checkers (soft search) before applying. This shows which loans you are likely to be accepted for without affecting your credit score.

Get personalised loans recommendations

Connect your bank account and Paybacker will analyse your actual bills, alert you before contracts renew, and show you the best deals based on what you really pay.

Free to start Bank-level security Renewal alerts at 30, 14, 7 days

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Affiliate disclosure: Some links on this page are affiliate links. If you switch through one of these links, we may receive a commission from the provider at no extra cost to you. This helps us keep Paybacker free for basic use. We only recommend providers we believe offer genuine value.